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Find the right variable rate mortgage for you
How can we help you today?
- I want to take out a new variable rate mortgage - If you want to get a new variable rate mortgage there are lots of options to suit you. Check below to see which mortgage will suit you best.
- I want to learn about variable rate mortgages - We have a range of tools, articles and calculators to help you understand what variable rate mortgages are and how they can help you.
- I want to manage my mortgage - Making sure you make those crucial repayments is vital for financial wellbeing. Use our tools to ensure you never miss that deadline again.
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Unsure about a variable rate mortgage? What type of mortgage do you want? |
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Fixed rate mortgages
Choose a fixed rate mortgage your monthly repayments will not change for the period of the fixed rate, regardless of the interest rate in the marketplace. Ideal if your budget is limited and you want to protect yourself from risk.
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Variable rate mortgages
Variable rate mortgages are based on the standard variable rate offered by mortgage lenders. The level at which the standard variable rate is set varies between different lenders, but a standard guideline is between 1.5% and 3.5% over and above Bank of England base rate.
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Self certified mortgages
Self certification mortgages are available if you cannot verify your income. They're ideal if your income is irregular.
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Buy to let mortgages
Buy to let mortgages have become increasingly popular in recent years. But before you rush out to buy a second property, make sure you do your research first.
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